Special Events

Down Payment

Yes- we accept tax refunds, and, in some cases, you can buy now, and we may wait for your refund.

Many customers get approved every month with only 500 dollars down. See dealer for more details.

There are many factors taken into consideration when determining if a huge down payment is needed: negative equity from trade in, finance companies credit approval, customer trying to achieve a specific monthly payment.

In some cases, a limited time deferred down payment will be accepted as long as you promise to pay it later.

Trade ins

Yes, please provide your registration title or lienholder information.

Click on the value my trade button or bring it in and we will work hard to give you a top value offer.

Yes, after agreement in the negotiated trade value- your trade-in can be paid out of the final contract transaction.

Yes, running or not we will still work at giving you the best top value offer.

Yes, after we verify your ownership, we will have you sign the necessary paperwork provided to us by the DMV.


Trans Union Equifax Experian

We accept all credit types. All applications will be accepted and reviewed regardless if you have tried elsewhere.

There are many ways to prove and verify income. Ultimately, we will submit the information that you provide to the finance company and let them determine your income.

Yes, let Own A Car help you through the application process and reestablish your credit. In most your cases your bankruptcy must be discharged.

We have helped thousands of first-time buyer’s get financed. Click the apply now button to get pre-approved.


We are proud of our A+ rating with over 25 years serving the central valley.

Own A Car works very hard to provide customer with the best service possible.
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Yes, upon request. Just ask.

Yes, and its highly recommended.

Yes, we recommend that you have it checked out with a reputable ASE certified shop. Let us know ahead of your purchase so we can arrange.